Why Travel Insurance Is So Important

Posted on: August 15th, 2012 by paul

You have saved for months to book the trip of your dreams but have you taken precautions to prepare yourself for unexpected injury or sickness? If you were able to make the big expenditure to pay for the trip, you will be able to save a few more dollars to pay for the all important travel insurance.

When traveling in a foreign country, it’s not likely that your Canadian health insurance will completely cover the costs of injury. It’s important to keep in mind that the purpose of travel insurance is to protect you and your family from emergency sickness and accidental injury, as well as damage or loss of personal property. Most travel insurance companies offer flexibility in choosing the coverage that caters to their unique needs. For example, someone traveling to an all inclusive vacation may not need the same coverage as someone who is in Europe backpacking for a month.

It’s important to realize that government health insurance plans only pay a fraction of the fees arising from emergency out of country hospital or medical services outside your province or territory of residence in Canada. After you purchase your travel insurance, it is extremely important to read over your policy because it may be subject to special limitations or exclusions. For example, some policies require you call their ‘Assistance Centre’ in an emergency or prior to treatment, otherwise, you maybe be subjected to pay up to 25% of the expenses that would normally be covered under the policy.

A popular way to purchase travel insurance is on the booking confirmation page while booking online. If you require more assistance, feel free to call our agents at www.lastminutevacations.ca toll free at 1-855-568-3325 and they will gladly provide you with details on which travel insurance suits you best.

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